Valuation Coverage
for your possessions
I. Minimum Release of Shipment (Included)
Furniture and possessions are covered at $.60/lb per article.
Example: A 200 lb. chest of drawer is covered up to $120 (200 lbs x $.60/lb.)
This is the lowest level of coverage. Additional Coverage is available (see below).
II. Full Replacement Protection
This is a more comprehensive coverage for you household goods.
In the event an item/piece(s) is/are damaged, you pay the deductible first, then the item is:
a) Repaired b) Replaced or c) a Cash Settlement* provided
*depending on the damage, analysis and the result of an appraisal,
if necessary.
To Select Full Replacement Protection
Select: 1) Valuation Amount & 2) a Deductible
|
|
Deductible 1 |
Deductible 2 |
Deductible 3 |
Valuation |
$0 |
$250 |
$500 |
| $ 0 – $ 5,000 |
$82 |
$46 |
$32 |
| $ 5,001 – $ 10,000 |
$122 |
$76 |
$50 |
| $ 10,001 – $ 15,000 |
$161 |
$105 |
$71 |
| $ 15,001 – $ 15,000 |
$197 |
$134 |
$90 |
| $ 20,001 – $ 25,000 |
$233 |
$154 |
$108 |
| $ 25,001 – $ 30,000 |
$279 |
$184 |
$126 |
| $ 30,001 – $ 35,000 |
$322 |
$203 |
$143 |
| $ 35,001 – $ 40,000 |
$365 |
$230 |
$159 |
| $ 40,001 – $ 50,000 |
$410 |
$260 |
$184 |
| $ 50,001 – $ 60,000 |
$475 |
$297 |
$205 |
| $ 60,001 – $ 75,000 |
$549 |
$353 |
$243 |
| $ 75,001 – $100,000 |
$674 |
$442 |
$300 |
| $100,001 – $125,000 |
$814 |
$545 |
$374 |
| $125,001 – $150,000 |
$891 |
$642 |
$437 |
| $150,001 – $175,000 |
$1,008 |
$744 |
$515 |
| $175,001 – $200,000 |
$1,124 |
$853 |
$604 |
| $200,001 – $225,000 |
$1,247 |
$966 |
$721 |
| $225,001 – $250,000 |
$1,382 |
$1,089 |
$843 |
Important:
*Items valued over $3,000 each must be listed individually on the Bill of Lading.
*Pressboard / particleboard / manufactured furniture are not covered.
*Homeowners policies often cover your goods during shipment. Ask your agent.
